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Desiree Raghubir, CFP® , Financial Planner

“The relationships that we build with our clients must last for the duration of their lifetime. In my 15 years at BDO I’ve grown as a professional and as a person, which allows me to provide an ever-better service to my clients, but most importantly to have the emotional range to relate on a human level. What’s important about financial planning is that it’s so personal, like going to the doctor. You don’t talk to everyone about your financial stuff. About your budget and how much you earn. I feel that I am in such a privileged position to be able to connect with people and for them to open up on that level. What makes people open up and share their dreams, their goals… it’s very personal, and it takes trust. That’s what I enjoy, but it’s also the hardest skill to learn. I enjoy the human interaction to financial planning. I love engaging with people and helping them discover what’s important for them.”


Desiree joined BDO in 2003 and has gained valuable insight and experience in all aspects of financial planning, i.e. retirement, investments, tax and estates. She consulted on the employee benefit funds and medical aid funds that BDO advised on during 2005 and 2006.

During her time with BDO she has built good relationships with most of our client base.

Her core skills are investment management, retirement and income planning.


  • Certified Financial Planner® professional
  • Postgraduate Diploma in Financial Planning
  • Bachelor of Commerce - Finance


Married with two children. She enjoys reading and travelling.