
Kevin Hoff
Head of Banking & Financial Services: Gauteng
The unsecured lending industry in South Africa comprises several niche lenders who provide loans and advances to predominantly lower income clients. With the recent introduction of IFRS 9, lenders operating in this industry needed to revisit their existing provisioning methodology as the components of the Expected Credit Losses (ECL) model require specific behavioural and credit risk changes to be built into the credit models. Our team has the technical and practical competence to assist lenders with audit and advisory services related to this, including the key component of credit modelling.
Our services include:
Banking peer report edition 2 - 2024
Kevin Hoff