Henry Edwards

Henry Edwards

Henry is the Head of Credit at BDO South Africa and has over 20 years experience in the banking sector with vast experience in credit risk and capital management He has  extensive experience supporting external audits of financial institutions and other complex financial services entities, with a particular focus on IFRS 9 expected credit loss (ECL), credit risk modelling and financial instrument valuations. Over the past eight years, he has led specialist teams responsible for the independent review and challenge of complex ECL methodologies and models, including PD, LGD and EAD models, staging and SICR frameworks, forward-looking macroeconomic adjustments, stress testing, model validation and impairment calculations. 

His experience spans banks, lenders, insurers, investment institutions, state-owned entities and other financial services organizations, providing specialist support to audit teams on areas requiring significant modelling and credit risk judgement.

Largest Financial Services clients serviced:

  • Absa 
  • African Bank 
  • Capitec 
  • Discovery Bank 
  • FirstRand / RMB 
  • Investec 
  • Nedbank 
  • Old Mutual Bank 
  • Standard Bank 
  • TymeBank

Group/Multinational audit experience

Henry has extensive experience providing senior review, technical oversight and quality assurance on group and multinational financial services engagements. At BDO, he has acted as the senior credit risk specialist and reviewer on cross-border audit and advisory engagements delivered through the BDO international network, including assignments across Mauritius, Singapore, other African jurisdictions and international markets. His role includes reviewing complex IFRS 9 ECL methodologies and models, challenging key credit risk assumptions and judgements, and providing senior technical oversight to engagement teams. His broader banking experience includes leadership responsibility for Wholesale Basel and Portfolio Risk Management across Rest of Africa, providing significant experience in credit risk frameworks across multiple jurisdictions and portfolios.

Qualifications and professional affiliations 

  • CA (SA)
  • South African Institute of Chartered Accountants (SAICA)