Raeesah Jooma

Experience

Ràeesah is an Associate Director in BDO South Africa’s Financial Services division, Credit Risk Solutions team, with over a decade of experience in financial risk management. She specialises in credit risk, financial consulting, and regulatory compliance for banking and corporate clients. 

At BDO, she has led high-impact audit and advisory projects for local and international banks, covering IFRS 9 ECL reviews, credit risk pricing, underwriting assessments, macroeconomic analyses, and financial due diligence. Her work also includes developing machine learning forecasting tools and optimisation models. 

Previously, at another consulting firm, she focused on impairment audits, credit model assessments, and IBOR transition projects, alongside market risk and governance reviews. 
She began her career in a major South African investment bank’s Corporate and Investment Banking division, building wholesale credit risk models, supporting model governance, and working across credit, operational risk, financial institutions, and country risk functions.

Industry expertise

• Financial risk management
• Credit risk
• Financial consulting
• Banking sector
• Corporate sector
• Audit and advisory services
• IFRS 9 expected credit loss (ECL) reviews
• Credit risk pricing and valuations
• Underwriting assessments
• Macroeconomic and forward-looking assessments
• Financial due diligence
• Machine learning forecasting tools and optimisation models
• Impairment audits
• Credit model assessments
• IBOR transition projects
• Market risk
• Governance and model governance
• Regulatory compliance and impact assessments

Qualifications

• PhD Computational and Applied Mathematics – University of Witwatersrand 
• BSc Hons (Computational and Applied Mathematics), University of the Witwatersrand
• BSc (Mathematical Sciences), University of the Witwatersrand
• Postgraduate Diploma in Machine Learning and Artificial Intelligence, EMERITUS
• Python (Certificate in Elementary Machine Learning) – Udemy