Employee Benefits

We know that every business is unique, and so are the employees who make it thrive. By reviewing your existing employee benefits and understanding your company’s needs, we’ll craft a tailored plan that aligns with your business goals while supporting your team through key money moments. 

Our employee benefits solutions include:

• Retirement savings – Helping your employees plan for a secure future.
• Disability insurance – Providing income protection in the event of illness or injury.
• Income replacement – Ensuring employees have financial support if they can’t work due to unexpected circumstances.
• Life insurance – Offering peace of mind by securing their family’s financial future.
• Medical aid – Supporting your employees in managing healthcare expenses.
• Gap cover – Covering the costs that medical aid may not fully address.

Managing benefits can be overwhelming, but it doesn’t have to be. At BDO, we handle the details so you don’t have to, including:

• Monthly updates, seamlessly managed
  We take care of all the monthly updates on the insurer administration systems for you. As our client, you don’t have to worry about handling these updates yourself. We ensure everything is balanced and that funds are allocated accurately. If you work directly with an insurer or another broker, this responsibility would fall to your payroll or HR team instead.
• Stress-free claims processing
  Retirement and resignation are significant life moments for any employee. At BDO, we handle all claims on your employees’ behalf, including retirement, resignation and risk claims. If you choose to work directly with an insurer, you would need to manage these claims with them directly.
• Independent cost and benefit reviews
  We offer unbiased cost and benefit analyses, helping you make the best choices for your team’s financial future. Our independent audits ensure that your benefits are competitive, valuable, and aligned with the needs of your people.
• Supportive Board of Management meetings
  Our electronic Board of Management meeting packs provide full visibility into your fund’s performance and investment strategies. We bring a financial guide’s perspective to these discussions, ensuring everyone has a clear understanding of the benefits and how they impact your employees’ lives.
• Engaging employees 
  We believe that informed employees are empowered employees. That’s why our team offers on-site presentations and inductions – which we recommend monthly – to help your team fully understand their benefits and how these align with their personal money moments. Whatever the financial journey, we’re here to provide answers and guidance.
• Monthly webinars
  We also share monthly webinars, which can be easily distributed to various work centres. Additionally, we’re able to send these webinars directly to members, as we have all their information to hand.
• Personalised member packs
  We believe in looking after our members by providing them with the tools and resources they need to make the most of their benefits. Each member receives a bespoke pack that includes:
  • Clear and helpful member booklets
  • Nomination forms for uncomplicated benefit allocation
  • Guides for accessing their benefits online
  • Annual investment reviews to help them stay on track
  • Easy-to-understand infographics about benefit options during employment changes

Our team’s specialised knowledge ensures that you and your employees have a trusted guide, prepared to handle the complexities of employee benefits with warmth, professionalism, and a personal touch.

We know that life brings its fair share of money moments that can impact your financial wellbeing, whether it’s navigating healthcare costs, preparing for retirement, or managing family milestones. As part of your employer’s benefits plan, we offer a range of solutions to support you during these transitions, ensuring you have the financial protection and resources you need.

Our employee benefits solutions include:

• Retirement savings – Helping you prepare for a secure and comfortable future.
• Disability insurance – Protecting your income in the event of illness or injury.
• Income replacement – Providing financial support if you can’t work due to unexpected circumstances.
• Life insurance – Offering peace of mind by ensuring your family’s financial future is secure.
• Medical aid – Assisting with managing healthcare expenses.
• Gap cover – Covering the costs that medical aid may not fully address.

With these solutions in place, you can be comfortable knowing that your financial wellbeing is being looked after, both now and in the future.